Through our retirement planning process, we will review your current income situation and show you your potential income in retirement. We aim to work with you to create a sustainable income strategy intended to support your lifelong goals. We can help you understand your social security options and seek to optimize the benefits for your situation. If you have a pension, we can guide you through the options available and help you make an informed choice. We can also help you prepare for other considerations such as a death of a spouse, inflation or taxation.

We can work with you to understand your risk tolerance while listening to you and understanding what your financial goals are. By being an Investment Advisor Representative that works through an independent Registered Investment Advisor, we are not tied in with a large institution, which means we can offer a wide range of funds and equities to create cost-efficient and portfolios. At Heart Financial Group, we aim to invest your funds using a professional investment strategy.

Taxes are one of the single largest expenses we have, yet we spend so little time considering ways we can seek to reduce the impact of taxation on our finances. At Heart Financial Group, we take an integrated approach to financial strategies, one that includes tax reduction strategies, and we have the knowledgeable professionals to help. Every financial move you make has tax implications, so having a comprehensive retirement strategy with tax-smart investment strategies is important. Remember, it’s not only what you make but what you keep!

Choosing the best Medicare Plan that fits your needs can be a challenging task. Long-term care planning can help financially protect you and your family from unexpected medical issues that may arise as you age. You have many options to choose from and our senior health insurance specialists are available to help you make a confident decision about the plan options that may be best for you.

We believe the fastest way to erode away your life’s work is to not have an estate plan in place. An estate plan shelters your assets and provides for your family in the event you are no longer around to provide for them yourself. By working collaboratively with estate planning attorneys, we can help increase the amount that your loved ones will inherit, help you address concerns regarding how assets are distributed, and help reduce the taxes that are paid.